Our Commentary

An unprecedented $80 trillion wealth transfer is reshaping the investment landscape. Explore how generational shifts, digital-first expectations, and behavioral challenges are influencing Next-gen investors—and how long-term principles can bridge the gap between old-school wisdom and new-school ambition.

When markets decline people get nervous. We are hard-wired to feel the pain of losing money more intensely than the pleasure of gaining it.

We’ve certainly been optimistic about the future, as highlighted in our Roaring 2.0’s and Intelligence Revolution main messages of the past several years.  But after observing the rate of progress we’ve come to the conclusion that we might not be thinking big enough. 

With election day just a few weeks away we thought it would be nice to take a look at how US equities have done under different political regimes. Fortunately, DA Davidson’s Wealth Management research team has done an excellent job of assembling this data for us. The takeaway is that US equities have performed well regardless of which political party is in charge.

January 1, 2024 Dear Fellow Investors, We’ve outlined the major topics & takeaways of our annual letter below – details follow! MAIN MESSAGE HIGHLIGHTS: • The pace of society, growth in output, and improvement in living standards has boomed since the Industrial Revolution • Efficient production unlocked new abilities for the masses like the concepts of disposable income, leisure time, and retirement • We believe we’re in the midst of the “Intelligence R

In 2024, the Fed’s decision to maintain interest rates defied expectations. The stable economy, with reasonable unemployment, solid consumption, and declining inflation, has sparked a new narrative of “normal for longer” rates. Montecito Investment Portfolio remains dedicated to assisting clients in achieving financial independence.